Health Savings Accounts Are Back In The Policy Spotlight

They are just three little words — “health savings accounts” — but they are generating a lot of buzz as Republicans contemplate plans to repeal and replace the Affordable Care Act. Expanding the use of these accounts, based on a long-held conservative view that consumers should be more responsible for their health care spending, is a part of almost every GOP replacement plan under consideration on Capitol Hill. Here’s the theory behind HSAs: Making consumers bear a bigger upfront share of medical care – while making it easier to save…

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